LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,147
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,200
−HK$3,101/mo
Today · 4.125%
HK$104,301
baseline
▲ 0.50% · 4.625%
HK$110,648
+HK$6,347/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$208,602/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,187
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$112,116
−HK$2,970/mo
Today · 4.125%
HK$115,086
baseline
▲ 0.50% · 4.625%
HK$121,153
+HK$6,067/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$230,172/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,776
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,440
−HK$3,722/mo
Today · 4.125%
HK$125,162
baseline
▲ 0.50% · 4.625%
HK$132,778
+HK$7,616/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$250,324/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,025
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,539
−HK$3,565/mo
Today · 4.125%
HK$138,104
baseline
▲ 0.50% · 4.625%
HK$145,383
+HK$7,279/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$276,208/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,405
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$141,680
−HK$4,342/mo
Today · 4.125%
HK$146,022
baseline
▲ 0.50% · 4.625%
HK$154,907
+HK$8,885/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$292,044/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,862
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,962
−HK$4,159/mo
Today · 4.125%
HK$161,121
baseline
▲ 0.50% · 4.625%
HK$169,614
+HK$8,493/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$322,242/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,664
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$182,159
−HK$5,584/mo
Today · 4.125%
HK$187,743
baseline
▲ 0.50% · 4.625%
HK$199,166
+HK$11,423/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$375,486/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,537
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,808
−HK$5,347/mo
Today · 4.125%
HK$207,155
baseline
▲ 0.50% · 4.625%
HK$218,075
+HK$10,920/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$414,310/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,285 · Scale 2, in force from 26 Feb 2026)