LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,148
−HK$6,154/mo
▼ 0.25% · 3.875%
HK$101,200
−HK$3,102/mo
Today · 4.125%
HK$104,302
baseline
▲ 0.50% · 4.625%
HK$110,649
+HK$6,347/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$208,604/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,188
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$112,116
−HK$2,971/mo
Today · 4.125%
HK$115,087
baseline
▲ 0.50% · 4.625%
HK$121,154
+HK$6,067/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$230,174/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,777
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,441
−HK$3,722/mo
Today · 4.125%
HK$125,163
baseline
▲ 0.50% · 4.625%
HK$132,779
+HK$7,616/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$250,326/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,026
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,540
−HK$3,565/mo
Today · 4.125%
HK$138,105
baseline
▲ 0.50% · 4.625%
HK$145,384
+HK$7,279/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$276,210/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,407
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$141,681
−HK$4,342/mo
Today · 4.125%
HK$146,023
baseline
▲ 0.50% · 4.625%
HK$154,908
+HK$8,885/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$292,046/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,863
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,963
−HK$4,159/mo
Today · 4.125%
HK$161,122
baseline
▲ 0.50% · 4.625%
HK$169,615
+HK$8,493/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$322,244/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,666
−HK$11,078/mo
▼ 0.25% · 3.875%
HK$182,161
−HK$5,583/mo
Today · 4.125%
HK$187,744
baseline
▲ 0.50% · 4.625%
HK$199,168
+HK$11,424/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$375,488/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,539
−HK$10,618/mo
▼ 0.25% · 3.875%
HK$201,810
−HK$5,347/mo
Today · 4.125%
HK$207,157
baseline
▲ 0.50% · 4.625%
HK$218,077
+HK$10,920/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$414,314/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,299 · Scale 2, in force from 26 Feb 2026)