LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,153
−HK$6,155/mo
▼ 0.25% · 3.875%
HK$101,206
−HK$3,102/mo
Today · 4.125%
HK$104,308
baseline
▲ 0.50% · 4.625%
HK$110,655
+HK$6,347/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$208,616/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,194
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$112,123
−HK$2,971/mo
Today · 4.125%
HK$115,094
baseline
▲ 0.50% · 4.625%
HK$121,160
+HK$6,066/mo
Deposit HK$21.52M · loan HK$21.52M · min. income ≈ HK$230,188/mo (50% DSR)
Upfront cash ≈ HK$23.35M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,784
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$121,447
−HK$3,723/mo
Today · 4.125%
HK$125,170
baseline
▲ 0.50% · 4.625%
HK$132,786
+HK$7,616/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$250,340/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,033
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$134,547
−HK$3,565/mo
Today · 4.125%
HK$138,112
baseline
▲ 0.50% · 4.625%
HK$145,393
+HK$7,281/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$276,224/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,414
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$141,689
−HK$4,342/mo
Today · 4.125%
HK$146,031
baseline
▲ 0.50% · 4.625%
HK$154,917
+HK$8,886/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$292,062/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,872
−HK$8,259/mo
▼ 0.25% · 3.875%
HK$156,972
−HK$4,159/mo
Today · 4.125%
HK$161,131
baseline
▲ 0.50% · 4.625%
HK$169,625
+HK$8,494/mo
Deposit HK$12.91M · loan HK$30.13M · min. income ≈ HK$322,262/mo (50% DSR)
Upfront cash ≈ HK$14.74M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,676
−HK$11,079/mo
▼ 0.25% · 3.875%
HK$182,171
−HK$5,584/mo
Today · 4.125%
HK$187,755
baseline
▲ 0.50% · 4.625%
HK$199,179
+HK$11,424/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$375,510/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,550
−HK$10,619/mo
▼ 0.25% · 3.875%
HK$201,821
−HK$5,348/mo
Today · 4.125%
HK$207,169
baseline
▲ 0.50% · 4.625%
HK$218,089
+HK$10,920/mo
Deposit HK$4.30M · loan HK$38.74M · min. income ≈ HK$414,338/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,402 · Scale 2, in force from 26 Feb 2026)