LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,817
−HK$615/mo
▼ 0.25% · 3.875%
HK$10,122
−HK$310/mo
Today · 4.125%
HK$10,432
baseline
▲ 0.50% · 4.625%
HK$11,067
+HK$635/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,864/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,921
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,214
−HK$297/mo
Today · 4.125%
HK$11,511
baseline
▲ 0.50% · 4.625%
HK$12,118
+HK$607/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,022/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,780
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,146
−HK$373/mo
Today · 4.125%
HK$12,519
baseline
▲ 0.50% · 4.625%
HK$13,281
+HK$762/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,038/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,105
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,457
−HK$356/mo
Today · 4.125%
HK$13,813
baseline
▲ 0.50% · 4.625%
HK$14,541
+HK$728/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,626/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,743
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,171
−HK$434/mo
Today · 4.125%
HK$14,605
baseline
▲ 0.50% · 4.625%
HK$15,494
+HK$889/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,210/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,289
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,699
−HK$416/mo
Today · 4.125%
HK$16,115
baseline
▲ 0.50% · 4.625%
HK$16,965
+HK$850/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,230/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,670
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,220
−HK$558/mo
Today · 4.125%
HK$18,778
baseline
▲ 0.50% · 4.625%
HK$19,921
+HK$1,143/mo
Deposit HK$431K · loan HK$3.87M · min. income ≈ HK$37,556/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,658
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,185
−HK$535/mo
Today · 4.125%
HK$20,720
baseline
▲ 0.50% · 4.625%
HK$21,812
+HK$1,092/mo
Deposit HK$431K · loan HK$3.87M · min. income ≈ HK$41,440/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,120 · Scale 2, in force from 26 Feb 2026)