LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,168
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,221
−HK$3,103/mo
Today · 4.125%
HK$104,324
baseline
▲ 0.50% · 4.625%
HK$110,672
+HK$6,348/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,648/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,211
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$112,140
−HK$2,971/mo
Today · 4.125%
HK$115,111
baseline
▲ 0.50% · 4.625%
HK$121,179
+HK$6,068/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,222/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,801
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,466
−HK$3,723/mo
Today · 4.125%
HK$125,189
baseline
▲ 0.50% · 4.625%
HK$132,806
+HK$7,617/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$250,378/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,053
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,568
−HK$3,565/mo
Today · 4.125%
HK$138,133
baseline
▲ 0.50% · 4.625%
HK$145,415
+HK$7,282/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$276,266/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,435
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$141,710
−HK$4,343/mo
Today · 4.125%
HK$146,053
baseline
▲ 0.50% · 4.625%
HK$154,940
+HK$8,887/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$292,106/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,895
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$156,996
−HK$4,160/mo
Today · 4.125%
HK$161,156
baseline
▲ 0.50% · 4.625%
HK$169,650
+HK$8,494/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$322,312/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,702
−HK$11,081/mo
▼ 0.25% · 3.875%
HK$182,199
−HK$5,584/mo
Today · 4.125%
HK$187,783
baseline
▲ 0.50% · 4.625%
HK$199,209
+HK$11,426/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$375,566/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,579
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$201,852
−HK$5,348/mo
Today · 4.125%
HK$207,200
baseline
▲ 0.50% · 4.625%
HK$218,122
+HK$10,922/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$414,400/mo (50% DSR)
Upfront cash ≈ HK$6.13M (deposit + AVD stamp duty HK$1,829,678 · Scale 2, in force from 26 Feb 2026)