LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,173
−HK$6,156/mo
▼ 0.25% · 3.875%
HK$101,227
−HK$3,102/mo
Today · 4.125%
HK$104,329
baseline
▲ 0.50% · 4.625%
HK$110,677
+HK$6,348/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,658/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,216
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$112,145
−HK$2,972/mo
Today · 4.125%
HK$115,117
baseline
▲ 0.50% · 4.625%
HK$121,185
+HK$6,068/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,234/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,807
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$121,472
−HK$3,723/mo
Today · 4.125%
HK$125,195
baseline
▲ 0.50% · 4.625%
HK$132,813
+HK$7,618/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$250,390/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,060
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$134,574
−HK$3,566/mo
Today · 4.125%
HK$138,140
baseline
▲ 0.50% · 4.625%
HK$145,422
+HK$7,282/mo
Deposit HK$17.22M · loan HK$25.83M · min. income ≈ HK$276,280/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,442
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$141,717
−HK$4,344/mo
Today · 4.125%
HK$146,061
baseline
▲ 0.50% · 4.625%
HK$154,948
+HK$8,887/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$292,122/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,903
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$157,004
−HK$4,160/mo
Today · 4.125%
HK$161,164
baseline
▲ 0.50% · 4.625%
HK$169,659
+HK$8,495/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$322,328/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,711
−HK$11,081/mo
▼ 0.25% · 3.875%
HK$182,208
−HK$5,584/mo
Today · 4.125%
HK$187,792
baseline
▲ 0.50% · 4.625%
HK$199,219
+HK$11,427/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$375,584/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,589
−HK$10,621/mo
▼ 0.25% · 3.875%
HK$201,862
−HK$5,348/mo
Today · 4.125%
HK$207,210
baseline
▲ 0.50% · 4.625%
HK$218,133
+HK$10,923/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$414,420/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,829,770 · Scale 2, in force from 26 Feb 2026)