LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,190
−HK$6,157/mo
▼ 0.25% · 3.875%
HK$101,244
−HK$3,103/mo
Today · 4.125%
HK$104,347
baseline
▲ 0.50% · 4.625%
HK$110,696
+HK$6,349/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,694/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,235
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,165
−HK$2,972/mo
Today · 4.125%
HK$115,137
baseline
▲ 0.50% · 4.625%
HK$121,206
+HK$6,069/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,274/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,828
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,493
−HK$3,724/mo
Today · 4.125%
HK$125,217
baseline
▲ 0.50% · 4.625%
HK$132,836
+HK$7,619/mo
Deposit HK$17.22M · loan HK$25.84M · min. income ≈ HK$250,434/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,082
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,598
−HK$3,566/mo
Today · 4.125%
HK$138,164
baseline
▲ 0.50% · 4.625%
HK$145,447
+HK$7,283/mo
Deposit HK$17.22M · loan HK$25.84M · min. income ≈ HK$276,328/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,466
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$141,742
−HK$4,344/mo
Today · 4.125%
HK$146,086
baseline
▲ 0.50% · 4.625%
HK$154,975
+HK$8,889/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$292,172/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,929
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,031
−HK$4,160/mo
Today · 4.125%
HK$161,191
baseline
▲ 0.50% · 4.625%
HK$169,688
+HK$8,497/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$322,382/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,742
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$182,239
−HK$5,586/mo
Today · 4.125%
HK$187,825
baseline
▲ 0.50% · 4.625%
HK$199,254
+HK$11,429/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$375,650/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,623
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,897
−HK$5,349/mo
Today · 4.125%
HK$207,246
baseline
▲ 0.50% · 4.625%
HK$218,170
+HK$10,924/mo
Deposit HK$4.31M · loan HK$38.75M · min. income ≈ HK$414,492/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,086 · Scale 2, in force from 26 Feb 2026)