LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,194
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,248
−HK$3,104/mo
Today · 4.125%
HK$104,352
baseline
▲ 0.50% · 4.625%
HK$110,701
+HK$6,349/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,704/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,240
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,170
−HK$2,972/mo
Today · 4.125%
HK$115,142
baseline
▲ 0.50% · 4.625%
HK$121,211
+HK$6,069/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,284/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,833
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,498
−HK$3,724/mo
Today · 4.125%
HK$125,222
baseline
▲ 0.50% · 4.625%
HK$132,841
+HK$7,619/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$250,444/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,088
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,603
−HK$3,567/mo
Today · 4.125%
HK$138,170
baseline
▲ 0.50% · 4.625%
HK$145,453
+HK$7,283/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$276,340/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,472
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$141,748
−HK$4,344/mo
Today · 4.125%
HK$146,092
baseline
▲ 0.50% · 4.625%
HK$154,982
+HK$8,890/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$292,184/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,936
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$157,037
−HK$4,161/mo
Today · 4.125%
HK$161,198
baseline
▲ 0.50% · 4.625%
HK$169,695
+HK$8,497/mo
Deposit HK$12.92M · loan HK$30.14M · min. income ≈ HK$322,396/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,749
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$182,247
−HK$5,586/mo
Today · 4.125%
HK$187,833
baseline
▲ 0.50% · 4.625%
HK$199,262
+HK$11,429/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$375,666/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,632
−HK$10,623/mo
▼ 0.25% · 3.875%
HK$201,905
−HK$5,350/mo
Today · 4.125%
HK$207,255
baseline
▲ 0.50% · 4.625%
HK$218,180
+HK$10,925/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$414,510/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,164 · Scale 2, in force from 26 Feb 2026)