LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,200
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,254
−HK$3,104/mo
Today · 4.125%
HK$104,358
baseline
▲ 0.50% · 4.625%
HK$110,708
+HK$6,350/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,716/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,246
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$112,176
−HK$2,973/mo
Today · 4.125%
HK$115,149
baseline
▲ 0.50% · 4.625%
HK$121,218
+HK$6,069/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,298/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,840
−HK$7,389/mo
▼ 0.25% · 3.875%
HK$121,505
−HK$3,724/mo
Today · 4.125%
HK$125,229
baseline
▲ 0.50% · 4.625%
HK$132,849
+HK$7,620/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$250,458/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,096
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$134,611
−HK$3,567/mo
Today · 4.125%
HK$138,178
baseline
▲ 0.50% · 4.625%
HK$145,462
+HK$7,284/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$276,356/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,480
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,756
−HK$4,345/mo
Today · 4.125%
HK$146,101
baseline
▲ 0.50% · 4.625%
HK$154,991
+HK$8,890/mo
Deposit HK$12.92M · loan HK$30.15M · min. income ≈ HK$292,202/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,945
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$157,047
−HK$4,161/mo
Today · 4.125%
HK$161,208
baseline
▲ 0.50% · 4.625%
HK$169,705
+HK$8,497/mo
Deposit HK$12.92M · loan HK$30.15M · min. income ≈ HK$322,416/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,760
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$182,258
−HK$5,586/mo
Today · 4.125%
HK$187,844
baseline
▲ 0.50% · 4.625%
HK$199,274
+HK$11,430/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$375,688/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,643
−HK$10,624/mo
▼ 0.25% · 3.875%
HK$201,917
−HK$5,350/mo
Today · 4.125%
HK$207,267
baseline
▲ 0.50% · 4.625%
HK$218,193
+HK$10,926/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$414,534/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,273 · Scale 2, in force from 26 Feb 2026)