LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,203
−HK$6,158/mo
▼ 0.25% · 3.875%
HK$101,257
−HK$3,104/mo
Today · 4.125%
HK$104,361
baseline
▲ 0.50% · 4.625%
HK$110,711
+HK$6,350/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$208,722/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,250
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$112,180
−HK$2,972/mo
Today · 4.125%
HK$115,152
baseline
▲ 0.50% · 4.625%
HK$121,222
+HK$6,070/mo
Deposit HK$21.53M · loan HK$21.53M · min. income ≈ HK$230,304/mo (50% DSR)
Upfront cash ≈ HK$23.36M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,843
−HK$7,390/mo
▼ 0.25% · 3.875%
HK$121,509
−HK$3,724/mo
Today · 4.125%
HK$125,233
baseline
▲ 0.50% · 4.625%
HK$132,853
+HK$7,620/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$250,466/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,099
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$134,615
−HK$3,567/mo
Today · 4.125%
HK$138,182
baseline
▲ 0.50% · 4.625%
HK$145,466
+HK$7,284/mo
Deposit HK$17.23M · loan HK$25.84M · min. income ≈ HK$276,364/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,484
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$141,760
−HK$4,345/mo
Today · 4.125%
HK$146,105
baseline
▲ 0.50% · 4.625%
HK$154,995
+HK$8,890/mo
Deposit HK$12.92M · loan HK$30.15M · min. income ≈ HK$292,210/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,949
−HK$8,264/mo
▼ 0.25% · 3.875%
HK$157,051
−HK$4,162/mo
Today · 4.125%
HK$161,213
baseline
▲ 0.50% · 4.625%
HK$169,710
+HK$8,497/mo
Deposit HK$12.92M · loan HK$30.15M · min. income ≈ HK$322,426/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,765
−HK$11,085/mo
▼ 0.25% · 3.875%
HK$182,263
−HK$5,587/mo
Today · 4.125%
HK$187,850
baseline
▲ 0.50% · 4.625%
HK$199,280
+HK$11,430/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$375,700/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,649
−HK$10,625/mo
▼ 0.25% · 3.875%
HK$201,923
−HK$5,351/mo
Today · 4.125%
HK$207,274
baseline
▲ 0.50% · 4.625%
HK$218,199
+HK$10,925/mo
Deposit HK$4.31M · loan HK$38.76M · min. income ≈ HK$414,548/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,328 · Scale 2, in force from 26 Feb 2026)