LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,821
−HK$615/mo
▼ 0.25% · 3.875%
HK$10,126
−HK$310/mo
Today · 4.125%
HK$10,436
baseline
▲ 0.50% · 4.625%
HK$11,071
+HK$635/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,872/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,925
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,218
−HK$298/mo
Today · 4.125%
HK$11,516
baseline
▲ 0.50% · 4.625%
HK$12,123
+HK$607/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,032/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,785
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,151
−HK$373/mo
Today · 4.125%
HK$12,524
baseline
▲ 0.50% · 4.625%
HK$13,286
+HK$762/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,048/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,110
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,462
−HK$357/mo
Today · 4.125%
HK$13,819
baseline
▲ 0.50% · 4.625%
HK$14,547
+HK$728/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,638/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,749
−HK$862/mo
▼ 0.25% · 3.875%
HK$14,176
−HK$435/mo
Today · 4.125%
HK$14,611
baseline
▲ 0.50% · 4.625%
HK$15,500
+HK$889/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,222/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,295
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,706
−HK$416/mo
Today · 4.125%
HK$16,122
baseline
▲ 0.50% · 4.625%
HK$16,972
+HK$850/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,244/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,677
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,227
−HK$558/mo
Today · 4.125%
HK$18,785
baseline
▲ 0.50% · 4.625%
HK$19,929
+HK$1,144/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,570/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,665
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,193
−HK$535/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,821
+HK$1,093/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,455 · Scale 2, in force from 26 Feb 2026)