LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,821
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,126
−HK$311/mo
Today · 4.125%
HK$10,437
baseline
▲ 0.50% · 4.625%
HK$11,072
+HK$635/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,874/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,926
−HK$590/mo
▼ 0.25% · 3.875%
HK$11,219
−HK$297/mo
Today · 4.125%
HK$11,516
baseline
▲ 0.50% · 4.625%
HK$12,123
+HK$607/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,032/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,785
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,152
−HK$372/mo
Today · 4.125%
HK$12,524
baseline
▲ 0.50% · 4.625%
HK$13,286
+HK$762/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$25,048/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,111
−HK$708/mo
▼ 0.25% · 3.875%
HK$13,463
−HK$356/mo
Today · 4.125%
HK$13,819
baseline
▲ 0.50% · 4.625%
HK$14,548
+HK$729/mo
Deposit HK$1.72M · loan HK$2.58M · min. income ≈ HK$27,638/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,749
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,177
−HK$435/mo
Today · 4.125%
HK$14,612
baseline
▲ 0.50% · 4.625%
HK$15,501
+HK$889/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$29,224/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,296
−HK$826/mo
▼ 0.25% · 3.875%
HK$15,706
−HK$416/mo
Today · 4.125%
HK$16,122
baseline
▲ 0.50% · 4.625%
HK$16,972
+HK$850/mo
Deposit HK$1.29M · loan HK$3.01M · min. income ≈ HK$32,244/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,678
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,228
−HK$558/mo
Today · 4.125%
HK$18,786
baseline
▲ 0.50% · 4.625%
HK$19,929
+HK$1,143/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,572/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,666
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,194
−HK$535/mo
Today · 4.125%
HK$20,729
baseline
▲ 0.50% · 4.625%
HK$21,822
+HK$1,093/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$41,458/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$61,493 · Scale 2, in force from 26 Feb 2026)