LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,233
−HK$6,160/mo
▼ 0.25% · 3.875%
HK$101,289
−HK$3,104/mo
Today · 4.125%
HK$104,393
baseline
▲ 0.50% · 4.625%
HK$110,745
+HK$6,352/mo
Deposit HK$21.54M · loan HK$21.54M · min. income ≈ HK$208,786/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,283
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$112,214
−HK$2,974/mo
Today · 4.125%
HK$115,188
baseline
▲ 0.50% · 4.625%
HK$121,259
+HK$6,071/mo
Deposit HK$21.54M · loan HK$21.54M · min. income ≈ HK$230,376/mo (50% DSR)
Upfront cash ≈ HK$23.37M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,880
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$121,546
−HK$3,726/mo
Today · 4.125%
HK$125,272
baseline
▲ 0.50% · 4.625%
HK$132,894
+HK$7,622/mo
Deposit HK$17.23M · loan HK$25.85M · min. income ≈ HK$250,544/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,140
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$134,657
−HK$3,568/mo
Today · 4.125%
HK$138,225
baseline
▲ 0.50% · 4.625%
HK$145,511
+HK$7,286/mo
Deposit HK$17.23M · loan HK$25.85M · min. income ≈ HK$276,450/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,526
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$141,804
−HK$4,347/mo
Today · 4.125%
HK$146,151
baseline
▲ 0.50% · 4.625%
HK$155,043
+HK$8,892/mo
Deposit HK$12.92M · loan HK$30.16M · min. income ≈ HK$292,302/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,997
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$157,100
−HK$4,163/mo
Today · 4.125%
HK$161,263
baseline
▲ 0.50% · 4.625%
HK$169,763
+HK$8,500/mo
Deposit HK$12.92M · loan HK$30.16M · min. income ≈ HK$322,526/mo (50% DSR)
Upfront cash ≈ HK$14.75M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,820
−HK$11,088/mo
▼ 0.25% · 3.875%
HK$182,320
−HK$5,588/mo
Today · 4.125%
HK$187,908
baseline
▲ 0.50% · 4.625%
HK$199,342
+HK$11,434/mo
Deposit HK$4.31M · loan HK$38.77M · min. income ≈ HK$375,816/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,710
−HK$10,628/mo
▼ 0.25% · 3.875%
HK$201,986
−HK$5,352/mo
Today · 4.125%
HK$207,338
baseline
▲ 0.50% · 4.625%
HK$218,267
+HK$10,929/mo
Deposit HK$4.31M · loan HK$38.77M · min. income ≈ HK$414,676/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,830,895 · Scale 2, in force from 26 Feb 2026)