LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,826
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,131
−HK$311/mo
Today · 4.125%
HK$10,442
baseline
▲ 0.50% · 4.625%
HK$11,077
+HK$635/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$20,884/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,931
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,224
−HK$298/mo
Today · 4.125%
HK$11,522
baseline
▲ 0.50% · 4.625%
HK$12,129
+HK$607/mo
Deposit HK$2.15M · loan HK$2.15M · min. income ≈ HK$23,044/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,791
−HK$739/mo
▼ 0.25% · 3.875%
HK$12,158
−HK$372/mo
Today · 4.125%
HK$12,530
baseline
▲ 0.50% · 4.625%
HK$13,293
+HK$763/mo
Deposit HK$1.72M · loan HK$2.59M · min. income ≈ HK$25,060/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,117
−HK$709/mo
▼ 0.25% · 3.875%
HK$13,469
−HK$357/mo
Today · 4.125%
HK$13,826
baseline
▲ 0.50% · 4.625%
HK$14,555
+HK$729/mo
Deposit HK$1.72M · loan HK$2.59M · min. income ≈ HK$27,652/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,756
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,184
−HK$435/mo
Today · 4.125%
HK$14,619
baseline
▲ 0.50% · 4.625%
HK$15,508
+HK$889/mo
Deposit HK$1.29M · loan HK$3.02M · min. income ≈ HK$29,238/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,303
−HK$827/mo
▼ 0.25% · 3.875%
HK$15,714
−HK$416/mo
Today · 4.125%
HK$16,130
baseline
▲ 0.50% · 4.625%
HK$16,981
+HK$851/mo
Deposit HK$1.29M · loan HK$3.02M · min. income ≈ HK$32,260/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,686
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,236
−HK$559/mo
Today · 4.125%
HK$18,795
baseline
▲ 0.50% · 4.625%
HK$19,939
+HK$1,144/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,590/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,676
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,204
−HK$535/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$21,832
+HK$1,093/mo
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$61,911 · Scale 2, in force from 26 Feb 2026)