LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,299
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$101,357
−HK$3,107/mo
Today · 4.125%
HK$104,464
baseline
▲ 0.50% · 4.625%
HK$110,820
+HK$6,356/mo
Deposit HK$21.55M · loan HK$21.55M · min. income ≈ HK$208,928/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,357
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$112,290
−HK$2,975/mo
Today · 4.125%
HK$115,265
baseline
▲ 0.50% · 4.625%
HK$121,341
+HK$6,076/mo
Deposit HK$21.55M · loan HK$21.55M · min. income ≈ HK$230,530/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,959
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$121,629
−HK$3,727/mo
Today · 4.125%
HK$125,356
baseline
▲ 0.50% · 4.625%
HK$132,984
+HK$7,628/mo
Deposit HK$17.24M · loan HK$25.87M · min. income ≈ HK$250,712/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,229
−HK$7,089/mo
▼ 0.25% · 3.875%
HK$134,748
−HK$3,570/mo
Today · 4.125%
HK$138,318
baseline
▲ 0.50% · 4.625%
HK$145,609
+HK$7,291/mo
Deposit HK$17.24M · loan HK$25.87M · min. income ≈ HK$276,636/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,619
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$141,900
−HK$4,349/mo
Today · 4.125%
HK$146,249
baseline
▲ 0.50% · 4.625%
HK$155,148
+HK$8,899/mo
Deposit HK$12.93M · loan HK$30.18M · min. income ≈ HK$292,498/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,100
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$157,206
−HK$4,165/mo
Today · 4.125%
HK$161,371
baseline
▲ 0.50% · 4.625%
HK$169,878
+HK$8,507/mo
Deposit HK$12.93M · loan HK$30.18M · min. income ≈ HK$322,742/mo (50% DSR)
Upfront cash ≈ HK$14.76M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,939
−HK$11,096/mo
▼ 0.25% · 3.875%
HK$182,443
−HK$5,592/mo
Today · 4.125%
HK$188,035
baseline
▲ 0.50% · 4.625%
HK$199,476
+HK$11,441/mo
Deposit HK$4.31M · loan HK$38.80M · min. income ≈ HK$376,070/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,843
−HK$10,635/mo
▼ 0.25% · 3.875%
HK$202,122
−HK$5,356/mo
Today · 4.125%
HK$207,478
baseline
▲ 0.50% · 4.625%
HK$218,414
+HK$10,936/mo
Deposit HK$4.31M · loan HK$38.80M · min. income ≈ HK$414,956/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,130 · Scale 2, in force from 26 Feb 2026)