LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,323
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,381
−HK$3,108/mo
Today · 4.125%
HK$104,489
baseline
▲ 0.50% · 4.625%
HK$110,847
+HK$6,358/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$208,978/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,383
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,317
−HK$2,976/mo
Today · 4.125%
HK$115,293
baseline
▲ 0.50% · 4.625%
HK$121,370
+HK$6,077/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$230,586/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,988
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$121,658
−HK$3,729/mo
Today · 4.125%
HK$125,387
baseline
▲ 0.50% · 4.625%
HK$133,016
+HK$7,629/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$250,774/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,260
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,780
−HK$3,572/mo
Today · 4.125%
HK$138,352
baseline
▲ 0.50% · 4.625%
HK$145,644
+HK$7,292/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$276,704/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,652
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$141,934
−HK$4,350/mo
Today · 4.125%
HK$146,284
baseline
▲ 0.50% · 4.625%
HK$155,185
+HK$8,901/mo
Deposit HK$12.94M · loan HK$30.18M · min. income ≈ HK$292,568/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,137
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$157,244
−HK$4,166/mo
Today · 4.125%
HK$161,410
baseline
▲ 0.50% · 4.625%
HK$169,918
+HK$8,508/mo
Deposit HK$12.94M · loan HK$30.18M · min. income ≈ HK$322,820/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,981
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$182,487
−HK$5,593/mo
Today · 4.125%
HK$188,080
baseline
▲ 0.50% · 4.625%
HK$199,524
+HK$11,444/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$376,160/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,890
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$202,171
−HK$5,356/mo
Today · 4.125%
HK$207,527
baseline
▲ 0.50% · 4.625%
HK$218,467
+HK$10,940/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$415,054/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,570 · Scale 2, in force from 26 Feb 2026)