LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,324
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,382
−HK$3,108/mo
Today · 4.125%
HK$104,490
baseline
▲ 0.50% · 4.625%
HK$110,848
+HK$6,358/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$208,980/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,384
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,318
−HK$2,976/mo
Today · 4.125%
HK$115,294
baseline
▲ 0.50% · 4.625%
HK$121,371
+HK$6,077/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$230,588/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,989
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$121,659
−HK$3,729/mo
Today · 4.125%
HK$125,388
baseline
▲ 0.50% · 4.625%
HK$133,017
+HK$7,629/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$250,776/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,261
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,782
−HK$3,571/mo
Today · 4.125%
HK$138,353
baseline
▲ 0.50% · 4.625%
HK$145,646
+HK$7,293/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$276,706/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,653
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$141,935
−HK$4,350/mo
Today · 4.125%
HK$146,285
baseline
▲ 0.50% · 4.625%
HK$155,187
+HK$8,902/mo
Deposit HK$12.94M · loan HK$30.18M · min. income ≈ HK$292,570/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,138
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$157,245
−HK$4,167/mo
Today · 4.125%
HK$161,412
baseline
▲ 0.50% · 4.625%
HK$169,920
+HK$8,508/mo
Deposit HK$12.94M · loan HK$30.18M · min. income ≈ HK$322,824/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,983
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$182,488
−HK$5,593/mo
Today · 4.125%
HK$188,081
baseline
▲ 0.50% · 4.625%
HK$199,526
+HK$11,445/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$376,162/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,892
−HK$10,637/mo
▼ 0.25% · 3.875%
HK$202,172
−HK$5,357/mo
Today · 4.125%
HK$207,529
baseline
▲ 0.50% · 4.625%
HK$218,468
+HK$10,939/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$415,058/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,585 · Scale 2, in force from 26 Feb 2026)