LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,329
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$101,387
−HK$3,108/mo
Today · 4.125%
HK$104,495
baseline
▲ 0.50% · 4.625%
HK$110,853
+HK$6,358/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$208,990/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,390
−HK$5,910/mo
▼ 0.25% · 3.875%
HK$112,324
−HK$2,976/mo
Today · 4.125%
HK$115,300
baseline
▲ 0.50% · 4.625%
HK$121,377
+HK$6,077/mo
Deposit HK$21.56M · loan HK$21.56M · min. income ≈ HK$230,600/mo (50% DSR)
Upfront cash ≈ HK$23.39M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,995
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$121,665
−HK$3,729/mo
Today · 4.125%
HK$125,394
baseline
▲ 0.50% · 4.625%
HK$133,024
+HK$7,630/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$250,788/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,268
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$134,788
−HK$3,572/mo
Today · 4.125%
HK$138,360
baseline
▲ 0.50% · 4.625%
HK$145,653
+HK$7,293/mo
Deposit HK$17.25M · loan HK$25.87M · min. income ≈ HK$276,720/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,660
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$141,942
−HK$4,351/mo
Today · 4.125%
HK$146,293
baseline
▲ 0.50% · 4.625%
HK$155,195
+HK$8,902/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$292,586/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,146
−HK$8,274/mo
▼ 0.25% · 3.875%
HK$157,253
−HK$4,167/mo
Today · 4.125%
HK$161,420
baseline
▲ 0.50% · 4.625%
HK$169,928
+HK$8,508/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$322,840/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,992
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$182,497
−HK$5,594/mo
Today · 4.125%
HK$188,091
baseline
▲ 0.50% · 4.625%
HK$199,536
+HK$11,445/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$376,182/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,902
−HK$10,638/mo
▼ 0.25% · 3.875%
HK$202,183
−HK$5,357/mo
Today · 4.125%
HK$207,540
baseline
▲ 0.50% · 4.625%
HK$218,479
+HK$10,939/mo
Deposit HK$4.31M · loan HK$38.81M · min. income ≈ HK$415,080/mo (50% DSR)
Upfront cash ≈ HK$6.14M (deposit + AVD stamp duty HK$1,832,679 · Scale 2, in force from 26 Feb 2026)