LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,348
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,408
−HK$3,108/mo
Today · 4.125%
HK$104,516
baseline
▲ 0.50% · 4.625%
HK$110,875
+HK$6,359/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,032/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,412
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,346
−HK$2,977/mo
Today · 4.125%
HK$115,323
baseline
▲ 0.50% · 4.625%
HK$121,402
+HK$6,079/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,646/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,018
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$121,689
−HK$3,730/mo
Today · 4.125%
HK$125,419
baseline
▲ 0.50% · 4.625%
HK$133,050
+HK$7,631/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$250,838/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,294
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$134,815
−HK$3,572/mo
Today · 4.125%
HK$138,387
baseline
▲ 0.50% · 4.625%
HK$145,682
+HK$7,295/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$276,774/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,688
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$141,971
−HK$4,351/mo
Today · 4.125%
HK$146,322
baseline
▲ 0.50% · 4.625%
HK$155,225
+HK$8,903/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$292,644/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,176
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,284
−HK$4,168/mo
Today · 4.125%
HK$161,452
baseline
▲ 0.50% · 4.625%
HK$169,962
+HK$8,510/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$322,904/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,027
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$182,534
−HK$5,594/mo
Today · 4.125%
HK$188,128
baseline
▲ 0.50% · 4.625%
HK$199,576
+HK$11,448/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$376,256/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,941
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$202,223
−HK$5,358/mo
Today · 4.125%
HK$207,581
baseline
▲ 0.50% · 4.625%
HK$218,523
+HK$10,942/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$415,162/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,044 · Scale 2, in force from 26 Feb 2026)