LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,351
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,410
−HK$3,109/mo
Today · 4.125%
HK$104,519
baseline
▲ 0.50% · 4.625%
HK$110,878
+HK$6,359/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,038/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,415
−HK$5,911/mo
▼ 0.25% · 3.875%
HK$112,349
−HK$2,977/mo
Today · 4.125%
HK$115,326
baseline
▲ 0.50% · 4.625%
HK$121,405
+HK$6,079/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,652/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,021
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$121,692
−HK$3,730/mo
Today · 4.125%
HK$125,422
baseline
▲ 0.50% · 4.625%
HK$133,054
+HK$7,632/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$250,844/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,297
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,819
−HK$3,572/mo
Today · 4.125%
HK$138,391
baseline
▲ 0.50% · 4.625%
HK$145,686
+HK$7,295/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$276,782/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,691
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,974
−HK$4,352/mo
Today · 4.125%
HK$146,326
baseline
▲ 0.50% · 4.625%
HK$155,229
+HK$8,903/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$292,652/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,180
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,289
−HK$4,167/mo
Today · 4.125%
HK$161,456
baseline
▲ 0.50% · 4.625%
HK$169,967
+HK$8,511/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$322,912/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,032
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$182,539
−HK$5,594/mo
Today · 4.125%
HK$188,133
baseline
▲ 0.50% · 4.625%
HK$199,581
+HK$11,448/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$376,266/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,946
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$202,228
−HK$5,359/mo
Today · 4.125%
HK$207,587
baseline
▲ 0.50% · 4.625%
HK$218,529
+HK$10,942/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$415,174/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,092 · Scale 2, in force from 26 Feb 2026)