LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,355
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$101,414
−HK$3,108/mo
Today · 4.125%
HK$104,522
baseline
▲ 0.50% · 4.625%
HK$110,882
+HK$6,360/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,044/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,418
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,353
−HK$2,977/mo
Today · 4.125%
HK$115,330
baseline
▲ 0.50% · 4.625%
HK$121,409
+HK$6,079/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,660/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,026
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$121,697
−HK$3,730/mo
Today · 4.125%
HK$125,427
baseline
▲ 0.50% · 4.625%
HK$133,059
+HK$7,632/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$250,854/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,302
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,824
−HK$3,572/mo
Today · 4.125%
HK$138,396
baseline
▲ 0.50% · 4.625%
HK$145,691
+HK$7,295/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$276,792/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,696
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,980
−HK$4,351/mo
Today · 4.125%
HK$146,331
baseline
▲ 0.50% · 4.625%
HK$155,235
+HK$8,904/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$292,662/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,186
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,294
−HK$4,168/mo
Today · 4.125%
HK$161,462
baseline
▲ 0.50% · 4.625%
HK$169,973
+HK$8,511/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$322,924/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,038
−HK$11,102/mo
▼ 0.25% · 3.875%
HK$182,545
−HK$5,595/mo
Today · 4.125%
HK$188,140
baseline
▲ 0.50% · 4.625%
HK$199,588
+HK$11,448/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$376,280/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,953
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$202,235
−HK$5,359/mo
Today · 4.125%
HK$207,594
baseline
▲ 0.50% · 4.625%
HK$218,537
+HK$10,943/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$415,188/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,158 · Scale 2, in force from 26 Feb 2026)