LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,360
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,420
−HK$3,108/mo
Today · 4.125%
HK$104,528
baseline
▲ 0.50% · 4.625%
HK$110,888
+HK$6,360/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,056/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,425
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,359
−HK$2,978/mo
Today · 4.125%
HK$115,337
baseline
▲ 0.50% · 4.625%
HK$121,416
+HK$6,079/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,674/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,032
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,704
−HK$3,730/mo
Today · 4.125%
HK$125,434
baseline
▲ 0.50% · 4.625%
HK$133,066
+HK$7,632/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$250,868/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,310
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,831
−HK$3,573/mo
Today · 4.125%
HK$138,404
baseline
▲ 0.50% · 4.625%
HK$145,699
+HK$7,295/mo
Deposit HK$17.25M · loan HK$25.88M · min. income ≈ HK$276,808/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,704
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$141,988
−HK$4,351/mo
Today · 4.125%
HK$146,339
baseline
▲ 0.50% · 4.625%
HK$155,244
+HK$8,905/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$292,678/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,195
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$157,303
−HK$4,168/mo
Today · 4.125%
HK$161,471
baseline
▲ 0.50% · 4.625%
HK$169,983
+HK$8,512/mo
Deposit HK$12.94M · loan HK$30.19M · min. income ≈ HK$322,942/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,048
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$182,555
−HK$5,596/mo
Today · 4.125%
HK$188,151
baseline
▲ 0.50% · 4.625%
HK$199,599
+HK$11,448/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$376,302/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,964
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,247
−HK$5,359/mo
Today · 4.125%
HK$207,606
baseline
▲ 0.50% · 4.625%
HK$218,549
+HK$10,943/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$415,212/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,262 · Scale 2, in force from 26 Feb 2026)