LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,367
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,427
−HK$3,108/mo
Today · 4.125%
HK$104,535
baseline
▲ 0.50% · 4.625%
HK$110,896
+HK$6,361/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,070/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,432
−HK$5,912/mo
▼ 0.25% · 3.875%
HK$112,367
−HK$2,977/mo
Today · 4.125%
HK$115,344
baseline
▲ 0.50% · 4.625%
HK$121,424
+HK$6,080/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,688/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,040
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,712
−HK$3,730/mo
Today · 4.125%
HK$125,442
baseline
▲ 0.50% · 4.625%
HK$133,075
+HK$7,633/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$250,884/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,319
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,841
−HK$3,572/mo
Today · 4.125%
HK$138,413
baseline
▲ 0.50% · 4.625%
HK$145,709
+HK$7,296/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$276,826/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,714
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$141,997
−HK$4,353/mo
Today · 4.125%
HK$146,350
baseline
▲ 0.50% · 4.625%
HK$155,255
+HK$8,905/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,700/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,205
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$157,314
−HK$4,168/mo
Today · 4.125%
HK$161,482
baseline
▲ 0.50% · 4.625%
HK$169,994
+HK$8,512/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$322,964/mo (50% DSR)
Upfront cash ≈ HK$14.77M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,060
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$182,568
−HK$5,596/mo
Today · 4.125%
HK$188,164
baseline
▲ 0.50% · 4.625%
HK$199,613
+HK$11,449/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$376,328/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,978
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,261
−HK$5,359/mo
Today · 4.125%
HK$207,620
baseline
▲ 0.50% · 4.625%
HK$218,564
+HK$10,944/mo
Deposit HK$4.31M · loan HK$38.82M · min. income ≈ HK$415,240/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,388 · Scale 2, in force from 26 Feb 2026)