LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,368
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,428
−HK$3,109/mo
Today · 4.125%
HK$104,537
baseline
▲ 0.50% · 4.625%
HK$110,897
+HK$6,360/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,074/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,433
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,368
−HK$2,978/mo
Today · 4.125%
HK$115,346
baseline
▲ 0.50% · 4.625%
HK$121,426
+HK$6,080/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,692/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,042
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,713
−HK$3,731/mo
Today · 4.125%
HK$125,444
baseline
▲ 0.50% · 4.625%
HK$133,077
+HK$7,633/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$250,888/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,320
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,842
−HK$3,573/mo
Today · 4.125%
HK$138,415
baseline
▲ 0.50% · 4.625%
HK$145,711
+HK$7,296/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$276,830/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,715
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$141,999
−HK$4,352/mo
Today · 4.125%
HK$146,351
baseline
▲ 0.50% · 4.625%
HK$155,256
+HK$8,905/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,702/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,207
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$157,316
−HK$4,168/mo
Today · 4.125%
HK$161,484
baseline
▲ 0.50% · 4.625%
HK$169,996
+HK$8,512/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$322,968/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,062
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$182,570
−HK$5,596/mo
Today · 4.125%
HK$188,166
baseline
▲ 0.50% · 4.625%
HK$199,615
+HK$11,449/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$376,332/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,980
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,263
−HK$5,359/mo
Today · 4.125%
HK$207,622
baseline
▲ 0.50% · 4.625%
HK$218,566
+HK$10,944/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$415,244/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,409 · Scale 2, in force from 26 Feb 2026)