LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,370
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$101,430
−HK$3,108/mo
Today · 4.125%
HK$104,538
baseline
▲ 0.50% · 4.625%
HK$110,899
+HK$6,361/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,076/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,435
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,370
−HK$2,978/mo
Today · 4.125%
HK$115,348
baseline
▲ 0.50% · 4.625%
HK$121,428
+HK$6,080/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,696/mo (50% DSR)
Upfront cash ≈ HK$23.40M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,044
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$121,716
−HK$3,730/mo
Today · 4.125%
HK$125,446
baseline
▲ 0.50% · 4.625%
HK$133,079
+HK$7,633/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$250,892/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,323
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$134,845
−HK$3,572/mo
Today · 4.125%
HK$138,417
baseline
▲ 0.50% · 4.625%
HK$145,714
+HK$7,297/mo
Deposit HK$17.26M · loan HK$25.88M · min. income ≈ HK$276,834/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,718
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$142,002
−HK$4,352/mo
Today · 4.125%
HK$146,354
baseline
▲ 0.50% · 4.625%
HK$155,259
+HK$8,905/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,708/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,210
−HK$8,277/mo
▼ 0.25% · 3.875%
HK$157,319
−HK$4,168/mo
Today · 4.125%
HK$161,487
baseline
▲ 0.50% · 4.625%
HK$169,999
+HK$8,512/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$322,974/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,066
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$182,573
−HK$5,596/mo
Today · 4.125%
HK$188,169
baseline
▲ 0.50% · 4.625%
HK$199,619
+HK$11,450/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$376,338/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,984
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,267
−HK$5,359/mo
Today · 4.125%
HK$207,626
baseline
▲ 0.50% · 4.625%
HK$218,570
+HK$10,944/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$415,252/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,442 · Scale 2, in force from 26 Feb 2026)