LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,378
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,438
−HK$3,109/mo
Today · 4.125%
HK$104,547
baseline
▲ 0.50% · 4.625%
HK$110,908
+HK$6,361/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,094/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,444
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,379
−HK$2,978/mo
Today · 4.125%
HK$115,357
baseline
▲ 0.50% · 4.625%
HK$121,438
+HK$6,081/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,714/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,053
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$121,725
−HK$3,731/mo
Today · 4.125%
HK$125,456
baseline
▲ 0.50% · 4.625%
HK$133,090
+HK$7,634/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$250,912/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,333
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$134,855
−HK$3,573/mo
Today · 4.125%
HK$138,428
baseline
▲ 0.50% · 4.625%
HK$145,725
+HK$7,297/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$276,856/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,729
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$142,013
−HK$4,352/mo
Today · 4.125%
HK$146,365
baseline
▲ 0.50% · 4.625%
HK$155,271
+HK$8,906/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,730/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,222
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$157,331
−HK$4,169/mo
Today · 4.125%
HK$161,500
baseline
▲ 0.50% · 4.625%
HK$170,013
+HK$8,513/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$323,000/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,080
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$182,588
−HK$5,596/mo
Today · 4.125%
HK$188,184
baseline
▲ 0.50% · 4.625%
HK$199,635
+HK$11,451/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$376,368/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,999
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,283
−HK$5,360/mo
Today · 4.125%
HK$207,643
baseline
▲ 0.50% · 4.625%
HK$218,588
+HK$10,945/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$415,286/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,588 · Scale 2, in force from 26 Feb 2026)