LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,383
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$101,443
−HK$3,109/mo
Today · 4.125%
HK$104,552
baseline
▲ 0.50% · 4.625%
HK$110,914
+HK$6,362/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,104/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,450
−HK$5,913/mo
▼ 0.25% · 3.875%
HK$112,385
−HK$2,978/mo
Today · 4.125%
HK$115,363
baseline
▲ 0.50% · 4.625%
HK$121,444
+HK$6,081/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,726/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,059
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$121,732
−HK$3,731/mo
Today · 4.125%
HK$125,463
baseline
▲ 0.50% · 4.625%
HK$133,097
+HK$7,634/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$250,926/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,340
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$134,862
−HK$3,574/mo
Today · 4.125%
HK$138,436
baseline
▲ 0.50% · 4.625%
HK$145,733
+HK$7,297/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$276,872/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,736
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$142,020
−HK$4,353/mo
Today · 4.125%
HK$146,373
baseline
▲ 0.50% · 4.625%
HK$155,280
+HK$8,907/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,746/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,230
−HK$8,278/mo
▼ 0.25% · 3.875%
HK$157,339
−HK$4,169/mo
Today · 4.125%
HK$161,508
baseline
▲ 0.50% · 4.625%
HK$170,022
+HK$8,514/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$323,016/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,089
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,598
−HK$5,596/mo
Today · 4.125%
HK$188,194
baseline
▲ 0.50% · 4.625%
HK$199,645
+HK$11,451/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$376,388/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,010
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,293
−HK$5,361/mo
Today · 4.125%
HK$207,654
baseline
▲ 0.50% · 4.625%
HK$218,599
+HK$10,945/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$415,308/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,684 · Scale 2, in force from 26 Feb 2026)