LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,393
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$101,453
−HK$3,110/mo
Today · 4.125%
HK$104,563
baseline
▲ 0.50% · 4.625%
HK$110,925
+HK$6,362/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$209,126/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,461
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,396
−HK$2,979/mo
Today · 4.125%
HK$115,375
baseline
▲ 0.50% · 4.625%
HK$121,456
+HK$6,081/mo
Deposit HK$21.57M · loan HK$21.57M · min. income ≈ HK$230,750/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,071
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$121,744
−HK$3,731/mo
Today · 4.125%
HK$125,475
baseline
▲ 0.50% · 4.625%
HK$133,110
+HK$7,635/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$250,950/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,353
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$134,876
−HK$3,574/mo
Today · 4.125%
HK$138,450
baseline
▲ 0.50% · 4.625%
HK$145,747
+HK$7,297/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$276,900/mo (50% DSR)
Upfront cash ≈ HK$19.09M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,750
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$142,034
−HK$4,354/mo
Today · 4.125%
HK$146,388
baseline
▲ 0.50% · 4.625%
HK$155,295
+HK$8,907/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$292,776/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,245
−HK$8,279/mo
▼ 0.25% · 3.875%
HK$157,355
−HK$4,169/mo
Today · 4.125%
HK$161,524
baseline
▲ 0.50% · 4.625%
HK$170,039
+HK$8,515/mo
Deposit HK$12.94M · loan HK$30.20M · min. income ≈ HK$323,048/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,107
−HK$11,106/mo
▼ 0.25% · 3.875%
HK$182,616
−HK$5,597/mo
Today · 4.125%
HK$188,213
baseline
▲ 0.50% · 4.625%
HK$199,665
+HK$11,452/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$376,426/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,029
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$202,314
−HK$5,360/mo
Today · 4.125%
HK$207,674
baseline
▲ 0.50% · 4.625%
HK$218,621
+HK$10,947/mo
Deposit HK$4.31M · loan HK$38.83M · min. income ≈ HK$415,348/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,833,867 · Scale 2, in force from 26 Feb 2026)