LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,840
−HK$617/mo
▼ 0.25% · 3.875%
HK$10,146
−HK$311/mo
Today · 4.125%
HK$10,457
baseline
▲ 0.50% · 4.625%
HK$11,093
+HK$636/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,914/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,947
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,240
−HK$298/mo
Today · 4.125%
HK$11,538
baseline
▲ 0.50% · 4.625%
HK$12,146
+HK$608/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,076/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,808
−HK$740/mo
▼ 0.25% · 3.875%
HK$12,175
−HK$373/mo
Today · 4.125%
HK$12,548
baseline
▲ 0.50% · 4.625%
HK$13,312
+HK$764/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$25,096/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,136
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,488
−HK$358/mo
Today · 4.125%
HK$13,846
baseline
▲ 0.50% · 4.625%
HK$14,575
+HK$729/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$27,692/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,776
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,204
−HK$435/mo
Today · 4.125%
HK$14,639
baseline
▲ 0.50% · 4.625%
HK$15,530
+HK$891/mo
Deposit HK$1.29M · loan HK$3.02M · min. income ≈ HK$29,278/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,325
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,736
−HK$417/mo
Today · 4.125%
HK$16,153
baseline
▲ 0.50% · 4.625%
HK$17,005
+HK$852/mo
Deposit HK$1.29M · loan HK$3.02M · min. income ≈ HK$32,306/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,712
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,262
−HK$560/mo
Today · 4.125%
HK$18,822
baseline
▲ 0.50% · 4.625%
HK$19,967
+HK$1,145/mo
Deposit HK$432K · loan HK$3.88M · min. income ≈ HK$37,644/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,704
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,232
−HK$536/mo
Today · 4.125%
HK$20,768
baseline
▲ 0.50% · 4.625%
HK$21,863
+HK$1,095/mo
Deposit HK$432K · loan HK$3.88M · min. income ≈ HK$41,536/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$63,139 · Scale 2, in force from 26 Feb 2026)