LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,407
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$101,468
−HK$3,110/mo
Today · 4.125%
HK$104,578
baseline
▲ 0.50% · 4.625%
HK$110,941
+HK$6,363/mo
Deposit HK$21.58M · loan HK$21.58M · min. income ≈ HK$209,156/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,477
−HK$5,914/mo
▼ 0.25% · 3.875%
HK$112,413
−HK$2,978/mo
Today · 4.125%
HK$115,391
baseline
▲ 0.50% · 4.625%
HK$121,474
+HK$6,083/mo
Deposit HK$21.58M · loan HK$21.58M · min. income ≈ HK$230,782/mo (50% DSR)
Upfront cash ≈ HK$23.41M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,088
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$121,761
−HK$3,732/mo
Today · 4.125%
HK$125,493
baseline
▲ 0.50% · 4.625%
HK$133,129
+HK$7,636/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$250,986/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,372
−HK$7,098/mo
▼ 0.25% · 3.875%
HK$134,895
−HK$3,575/mo
Today · 4.125%
HK$138,470
baseline
▲ 0.50% · 4.625%
HK$145,768
+HK$7,298/mo
Deposit HK$17.26M · loan HK$25.89M · min. income ≈ HK$276,940/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,770
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$142,055
−HK$4,354/mo
Today · 4.125%
HK$146,409
baseline
▲ 0.50% · 4.625%
HK$155,318
+HK$8,909/mo
Deposit HK$12.95M · loan HK$30.21M · min. income ≈ HK$292,818/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,267
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$157,378
−HK$4,170/mo
Today · 4.125%
HK$161,548
baseline
▲ 0.50% · 4.625%
HK$170,063
+HK$8,515/mo
Deposit HK$12.95M · loan HK$30.21M · min. income ≈ HK$323,096/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,132
−HK$11,108/mo
▼ 0.25% · 3.875%
HK$182,642
−HK$5,598/mo
Today · 4.125%
HK$188,240
baseline
▲ 0.50% · 4.625%
HK$199,694
+HK$11,454/mo
Deposit HK$4.32M · loan HK$38.84M · min. income ≈ HK$376,480/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,058
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,343
−HK$5,361/mo
Today · 4.125%
HK$207,704
baseline
▲ 0.50% · 4.625%
HK$218,653
+HK$10,949/mo
Deposit HK$4.32M · loan HK$38.84M · min. income ≈ HK$415,408/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,132 · Scale 2, in force from 26 Feb 2026)