LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,424
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$101,486
−HK$3,110/mo
Today · 4.125%
HK$104,596
baseline
▲ 0.50% · 4.625%
HK$110,961
+HK$6,365/mo
Deposit HK$21.58M · loan HK$21.58M · min. income ≈ HK$209,192/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,496
−HK$5,916/mo
▼ 0.25% · 3.875%
HK$112,433
−HK$2,979/mo
Today · 4.125%
HK$115,412
baseline
▲ 0.50% · 4.625%
HK$121,495
+HK$6,083/mo
Deposit HK$21.58M · loan HK$21.58M · min. income ≈ HK$230,824/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,109
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$121,783
−HK$3,733/mo
Today · 4.125%
HK$125,516
baseline
▲ 0.50% · 4.625%
HK$133,153
+HK$7,637/mo
Deposit HK$17.27M · loan HK$25.90M · min. income ≈ HK$251,032/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,395
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$134,919
−HK$3,575/mo
Today · 4.125%
HK$138,494
baseline
▲ 0.50% · 4.625%
HK$145,794
+HK$7,300/mo
Deposit HK$17.27M · loan HK$25.90M · min. income ≈ HK$276,988/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,794
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$142,080
−HK$4,355/mo
Today · 4.125%
HK$146,435
baseline
▲ 0.50% · 4.625%
HK$155,345
+HK$8,910/mo
Deposit HK$12.95M · loan HK$30.21M · min. income ≈ HK$292,870/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,295
−HK$8,282/mo
▼ 0.25% · 3.875%
HK$157,406
−HK$4,171/mo
Today · 4.125%
HK$161,577
baseline
▲ 0.50% · 4.625%
HK$170,093
+HK$8,516/mo
Deposit HK$12.95M · loan HK$30.21M · min. income ≈ HK$323,154/mo (50% DSR)
Upfront cash ≈ HK$14.78M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,164
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$182,675
−HK$5,599/mo
Today · 4.125%
HK$188,274
baseline
▲ 0.50% · 4.625%
HK$199,730
+HK$11,456/mo
Deposit HK$4.32M · loan HK$38.85M · min. income ≈ HK$376,548/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,093
−HK$10,648/mo
▼ 0.25% · 3.875%
HK$202,379
−HK$5,362/mo
Today · 4.125%
HK$207,741
baseline
▲ 0.50% · 4.625%
HK$218,692
+HK$10,951/mo
Deposit HK$4.32M · loan HK$38.85M · min. income ≈ HK$415,482/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,459 · Scale 2, in force from 26 Feb 2026)