LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,448
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$101,510
−HK$3,111/mo
Today · 4.125%
HK$104,621
baseline
▲ 0.50% · 4.625%
HK$110,987
+HK$6,366/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$209,242/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,522
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,459
−HK$2,980/mo
Today · 4.125%
HK$115,439
baseline
▲ 0.50% · 4.625%
HK$121,524
+HK$6,085/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$230,878/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,137
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$121,812
−HK$3,733/mo
Today · 4.125%
HK$125,545
baseline
▲ 0.50% · 4.625%
HK$133,185
+HK$7,640/mo
Deposit HK$17.27M · loan HK$25.90M · min. income ≈ HK$251,090/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,427
−HK$7,100/mo
▼ 0.25% · 3.875%
HK$134,951
−HK$3,576/mo
Today · 4.125%
HK$138,527
baseline
▲ 0.50% · 4.625%
HK$145,829
+HK$7,302/mo
Deposit HK$17.27M · loan HK$25.90M · min. income ≈ HK$277,054/mo (50% DSR)
Upfront cash ≈ HK$19.10M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,827
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$142,114
−HK$4,356/mo
Today · 4.125%
HK$146,470
baseline
▲ 0.50% · 4.625%
HK$155,382
+HK$8,912/mo
Deposit HK$12.95M · loan HK$30.22M · min. income ≈ HK$292,940/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,331
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$157,443
−HK$4,172/mo
Today · 4.125%
HK$161,615
baseline
▲ 0.50% · 4.625%
HK$170,134
+HK$8,519/mo
Deposit HK$12.95M · loan HK$30.22M · min. income ≈ HK$323,230/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,206
−HK$11,112/mo
▼ 0.25% · 3.875%
HK$182,718
−HK$5,600/mo
Today · 4.125%
HK$188,318
baseline
▲ 0.50% · 4.625%
HK$199,777
+HK$11,459/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$376,636/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,140
−HK$10,651/mo
▼ 0.25% · 3.875%
HK$202,427
−HK$5,364/mo
Today · 4.125%
HK$207,791
baseline
▲ 0.50% · 4.625%
HK$218,744
+HK$10,953/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$415,582/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,894 · Scale 2, in force from 26 Feb 2026)