LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,451
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,514
−HK$3,111/mo
Today · 4.125%
HK$104,625
baseline
▲ 0.50% · 4.625%
HK$110,991
+HK$6,366/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$209,250/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,526
−HK$5,917/mo
▼ 0.25% · 3.875%
HK$112,463
−HK$2,980/mo
Today · 4.125%
HK$115,443
baseline
▲ 0.50% · 4.625%
HK$121,529
+HK$6,086/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$230,886/mo (50% DSR)
Upfront cash ≈ HK$23.42M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,141
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,816
−HK$3,734/mo
Today · 4.125%
HK$125,550
baseline
▲ 0.50% · 4.625%
HK$133,189
+HK$7,639/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$251,100/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,431
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,956
−HK$3,576/mo
Today · 4.125%
HK$138,532
baseline
▲ 0.50% · 4.625%
HK$145,834
+HK$7,302/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$277,064/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,832
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$142,119
−HK$4,356/mo
Today · 4.125%
HK$146,475
baseline
▲ 0.50% · 4.625%
HK$155,388
+HK$8,913/mo
Deposit HK$12.95M · loan HK$30.22M · min. income ≈ HK$292,950/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,336
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$157,449
−HK$4,172/mo
Today · 4.125%
HK$161,621
baseline
▲ 0.50% · 4.625%
HK$170,140
+HK$8,519/mo
Deposit HK$12.95M · loan HK$30.22M · min. income ≈ HK$323,242/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,212
−HK$11,113/mo
▼ 0.25% · 3.875%
HK$182,725
−HK$5,600/mo
Today · 4.125%
HK$188,325
baseline
▲ 0.50% · 4.625%
HK$199,784
+HK$11,459/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$376,650/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,147
−HK$10,651/mo
▼ 0.25% · 3.875%
HK$202,434
−HK$5,364/mo
Today · 4.125%
HK$207,798
baseline
▲ 0.50% · 4.625%
HK$218,751
+HK$10,953/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$415,596/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,834,960 · Scale 2, in force from 26 Feb 2026)