LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,462
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$101,525
−HK$3,112/mo
Today · 4.125%
HK$104,637
baseline
▲ 0.50% · 4.625%
HK$111,003
+HK$6,366/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$209,274/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,538
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,476
−HK$2,980/mo
Today · 4.125%
HK$115,456
baseline
▲ 0.50% · 4.625%
HK$121,542
+HK$6,086/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$230,912/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,155
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,830
−HK$3,734/mo
Today · 4.125%
HK$125,564
baseline
▲ 0.50% · 4.625%
HK$133,204
+HK$7,640/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$251,128/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,446
−HK$7,101/mo
▼ 0.25% · 3.875%
HK$134,971
−HK$3,576/mo
Today · 4.125%
HK$138,547
baseline
▲ 0.50% · 4.625%
HK$145,850
+HK$7,303/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$277,094/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,847
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$142,135
−HK$4,356/mo
Today · 4.125%
HK$146,491
baseline
▲ 0.50% · 4.625%
HK$155,405
+HK$8,914/mo
Deposit HK$12.95M · loan HK$30.23M · min. income ≈ HK$292,982/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,353
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$157,466
−HK$4,173/mo
Today · 4.125%
HK$161,639
baseline
▲ 0.50% · 4.625%
HK$170,159
+HK$8,520/mo
Deposit HK$12.95M · loan HK$30.23M · min. income ≈ HK$323,278/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,232
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$182,745
−HK$5,601/mo
Today · 4.125%
HK$188,346
baseline
▲ 0.50% · 4.625%
HK$199,806
+HK$11,460/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$376,692/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,169
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$202,457
−HK$5,364/mo
Today · 4.125%
HK$207,821
baseline
▲ 0.50% · 4.625%
HK$218,776
+HK$10,955/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$415,642/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,835,163 · Scale 2, in force from 26 Feb 2026)