LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,465
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$101,528
−HK$3,111/mo
Today · 4.125%
HK$104,639
baseline
▲ 0.50% · 4.625%
HK$111,007
+HK$6,368/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$209,278/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,541
−HK$5,918/mo
▼ 0.25% · 3.875%
HK$112,479
−HK$2,980/mo
Today · 4.125%
HK$115,459
baseline
▲ 0.50% · 4.625%
HK$121,545
+HK$6,086/mo
Deposit HK$21.59M · loan HK$21.59M · min. income ≈ HK$230,918/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,158
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$121,833
−HK$3,734/mo
Today · 4.125%
HK$125,567
baseline
▲ 0.50% · 4.625%
HK$133,208
+HK$7,641/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$251,134/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,449
−HK$7,102/mo
▼ 0.25% · 3.875%
HK$134,975
−HK$3,576/mo
Today · 4.125%
HK$138,551
baseline
▲ 0.50% · 4.625%
HK$145,854
+HK$7,303/mo
Deposit HK$17.27M · loan HK$25.91M · min. income ≈ HK$277,102/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,851
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$142,139
−HK$4,356/mo
Today · 4.125%
HK$146,495
baseline
▲ 0.50% · 4.625%
HK$155,409
+HK$8,914/mo
Deposit HK$12.95M · loan HK$30.23M · min. income ≈ HK$292,990/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,358
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$157,471
−HK$4,172/mo
Today · 4.125%
HK$161,643
baseline
▲ 0.50% · 4.625%
HK$170,164
+HK$8,521/mo
Deposit HK$12.95M · loan HK$30.23M · min. income ≈ HK$323,286/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,237
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$182,750
−HK$5,601/mo
Today · 4.125%
HK$188,351
baseline
▲ 0.50% · 4.625%
HK$199,812
+HK$11,461/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$376,702/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,174
−HK$10,653/mo
▼ 0.25% · 3.875%
HK$202,462
−HK$5,365/mo
Today · 4.125%
HK$207,827
baseline
▲ 0.50% · 4.625%
HK$218,782
+HK$10,955/mo
Deposit HK$4.32M · loan HK$38.86M · min. income ≈ HK$415,654/mo (50% DSR)
Upfront cash ≈ HK$6.15M (deposit + AVD stamp duty HK$1,835,214 · Scale 2, in force from 26 Feb 2026)