LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,847
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,153
−HK$312/mo
Today · 4.125%
HK$10,465
baseline
▲ 0.50% · 4.625%
HK$11,101
+HK$636/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,930/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,955
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,249
−HK$298/mo
Today · 4.125%
HK$11,547
baseline
▲ 0.50% · 4.625%
HK$12,155
+HK$608/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,094/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,817
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,184
−HK$374/mo
Today · 4.125%
HK$12,558
baseline
▲ 0.50% · 4.625%
HK$13,322
+HK$764/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$25,116/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,146
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,498
−HK$358/mo
Today · 4.125%
HK$13,856
baseline
▲ 0.50% · 4.625%
HK$14,586
+HK$730/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$27,712/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,786
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,215
−HK$436/mo
Today · 4.125%
HK$14,651
baseline
▲ 0.50% · 4.625%
HK$15,542
+HK$891/mo
Deposit HK$1.30M · loan HK$3.02M · min. income ≈ HK$29,302/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,337
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,748
−HK$417/mo
Today · 4.125%
HK$16,165
baseline
▲ 0.50% · 4.625%
HK$17,018
+HK$853/mo
Deposit HK$1.30M · loan HK$3.02M · min. income ≈ HK$32,330/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,725
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$560/mo
Today · 4.125%
HK$18,836
baseline
▲ 0.50% · 4.625%
HK$19,983
+HK$1,147/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,672/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,248
−HK$536/mo
Today · 4.125%
HK$20,784
baseline
▲ 0.50% · 4.625%
HK$21,880
+HK$1,096/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$41,568/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$63,791 · Scale 2, in force from 26 Feb 2026)