LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,498
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$101,562
−HK$3,113/mo
Today · 4.125%
HK$104,675
baseline
▲ 0.50% · 4.625%
HK$111,044
+HK$6,369/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$209,350/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,578
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,517
−HK$2,982/mo
Today · 4.125%
HK$115,499
baseline
▲ 0.50% · 4.625%
HK$121,587
+HK$6,088/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$230,998/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,198
−HK$7,412/mo
▼ 0.25% · 3.875%
HK$121,875
−HK$3,735/mo
Today · 4.125%
HK$125,610
baseline
▲ 0.50% · 4.625%
HK$133,253
+HK$7,643/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$251,220/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,494
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$135,021
−HK$3,577/mo
Today · 4.125%
HK$138,598
baseline
▲ 0.50% · 4.625%
HK$145,904
+HK$7,306/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$277,196/mo (50% DSR)
Upfront cash ≈ HK$19.11M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,898
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$142,187
−HK$4,358/mo
Today · 4.125%
HK$146,545
baseline
▲ 0.50% · 4.625%
HK$155,462
+HK$8,917/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$293,090/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,410
−HK$8,288/mo
▼ 0.25% · 3.875%
HK$157,524
−HK$4,174/mo
Today · 4.125%
HK$161,698
baseline
▲ 0.50% · 4.625%
HK$170,221
+HK$8,523/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$323,396/mo (50% DSR)
Upfront cash ≈ HK$14.79M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,297
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$182,812
−HK$5,603/mo
Today · 4.125%
HK$188,415
baseline
▲ 0.50% · 4.625%
HK$199,880
+HK$11,465/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$376,830/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,241
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$202,531
−HK$5,367/mo
Today · 4.125%
HK$207,898
baseline
▲ 0.50% · 4.625%
HK$218,856
+HK$10,958/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$415,796/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,835,838 · Scale 2, in force from 26 Feb 2026)