LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,505
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,569
−HK$3,114/mo
Today · 4.125%
HK$104,683
baseline
▲ 0.50% · 4.625%
HK$111,052
+HK$6,369/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$209,366/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,586
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,525
−HK$2,982/mo
Today · 4.125%
HK$115,507
baseline
▲ 0.50% · 4.625%
HK$121,595
+HK$6,088/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$231,014/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,206
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,883
−HK$3,736/mo
Today · 4.125%
HK$125,619
baseline
▲ 0.50% · 4.625%
HK$133,263
+HK$7,644/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$251,238/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,503
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,030
−HK$3,578/mo
Today · 4.125%
HK$138,608
baseline
▲ 0.50% · 4.625%
HK$145,914
+HK$7,306/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$277,216/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,907
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,197
−HK$4,359/mo
Today · 4.125%
HK$146,556
baseline
▲ 0.50% · 4.625%
HK$155,473
+HK$8,917/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$293,112/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,421
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,535
−HK$4,175/mo
Today · 4.125%
HK$161,710
baseline
▲ 0.50% · 4.625%
HK$170,233
+HK$8,523/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$323,420/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,310
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$182,825
−HK$5,604/mo
Today · 4.125%
HK$188,429
baseline
▲ 0.50% · 4.625%
HK$199,894
+HK$11,465/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$376,858/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,255
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$202,545
−HK$5,367/mo
Today · 4.125%
HK$207,912
baseline
▲ 0.50% · 4.625%
HK$218,872
+HK$10,960/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$415,824/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,835,968 · Scale 2, in force from 26 Feb 2026)