LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,514
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,578
−HK$3,114/mo
Today · 4.125%
HK$104,692
baseline
▲ 0.50% · 4.625%
HK$111,062
+HK$6,370/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$209,384/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,596
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,535
−HK$2,982/mo
Today · 4.125%
HK$115,517
baseline
▲ 0.50% · 4.625%
HK$121,606
+HK$6,089/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$231,034/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,217
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,894
−HK$3,736/mo
Today · 4.125%
HK$125,630
baseline
▲ 0.50% · 4.625%
HK$133,274
+HK$7,644/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$251,260/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,515
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,042
−HK$3,578/mo
Today · 4.125%
HK$138,620
baseline
▲ 0.50% · 4.625%
HK$145,927
+HK$7,307/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$277,240/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,919
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,209
−HK$4,359/mo
Today · 4.125%
HK$146,568
baseline
▲ 0.50% · 4.625%
HK$155,486
+HK$8,918/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$293,136/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,434
−HK$8,289/mo
▼ 0.25% · 3.875%
HK$157,549
−HK$4,174/mo
Today · 4.125%
HK$161,723
baseline
▲ 0.50% · 4.625%
HK$170,248
+HK$8,525/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$323,446/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,325
−HK$11,120/mo
▼ 0.25% · 3.875%
HK$182,841
−HK$5,604/mo
Today · 4.125%
HK$188,445
baseline
▲ 0.50% · 4.625%
HK$199,911
+HK$11,466/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$376,890/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,272
−HK$10,658/mo
▼ 0.25% · 3.875%
HK$202,563
−HK$5,367/mo
Today · 4.125%
HK$207,930
baseline
▲ 0.50% · 4.625%
HK$218,890
+HK$10,960/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$415,860/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,126 · Scale 2, in force from 26 Feb 2026)