LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,517
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$101,582
−HK$3,113/mo
Today · 4.125%
HK$104,695
baseline
▲ 0.50% · 4.625%
HK$111,066
+HK$6,371/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$209,390/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,600
−HK$5,921/mo
▼ 0.25% · 3.875%
HK$112,539
−HK$2,982/mo
Today · 4.125%
HK$115,521
baseline
▲ 0.50% · 4.625%
HK$121,610
+HK$6,089/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$231,042/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,221
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,898
−HK$3,736/mo
Today · 4.125%
HK$125,634
baseline
▲ 0.50% · 4.625%
HK$133,279
+HK$7,645/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$251,268/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,520
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,047
−HK$3,578/mo
Today · 4.125%
HK$138,625
baseline
▲ 0.50% · 4.625%
HK$145,932
+HK$7,307/mo
Deposit HK$17.28M · loan HK$25.92M · min. income ≈ HK$277,250/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,924
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$142,215
−HK$4,358/mo
Today · 4.125%
HK$146,573
baseline
▲ 0.50% · 4.625%
HK$155,492
+HK$8,919/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$293,146/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,439
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$157,555
−HK$4,174/mo
Today · 4.125%
HK$161,729
baseline
▲ 0.50% · 4.625%
HK$170,254
+HK$8,525/mo
Deposit HK$12.96M · loan HK$30.24M · min. income ≈ HK$323,458/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,331
−HK$11,120/mo
▼ 0.25% · 3.875%
HK$182,847
−HK$5,604/mo
Today · 4.125%
HK$188,451
baseline
▲ 0.50% · 4.625%
HK$199,918
+HK$11,467/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$376,902/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,279
−HK$10,659/mo
▼ 0.25% · 3.875%
HK$202,570
−HK$5,368/mo
Today · 4.125%
HK$207,938
baseline
▲ 0.50% · 4.625%
HK$218,898
+HK$10,960/mo
Deposit HK$4.32M · loan HK$38.88M · min. income ≈ HK$415,876/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,192 · Scale 2, in force from 26 Feb 2026)