LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,852
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,159
−HK$311/mo
Today · 4.125%
HK$10,470
baseline
▲ 0.50% · 4.625%
HK$11,107
+HK$637/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$20,940/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,961
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,255
−HK$298/mo
Today · 4.125%
HK$11,553
baseline
▲ 0.50% · 4.625%
HK$12,162
+HK$609/mo
Deposit HK$2.16M · loan HK$2.16M · min. income ≈ HK$23,106/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,823
−HK$741/mo
▼ 0.25% · 3.875%
HK$12,191
−HK$373/mo
Today · 4.125%
HK$12,564
baseline
▲ 0.50% · 4.625%
HK$13,329
+HK$765/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$25,128/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,153
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,506
−HK$357/mo
Today · 4.125%
HK$13,863
baseline
▲ 0.50% · 4.625%
HK$14,594
+HK$731/mo
Deposit HK$1.73M · loan HK$2.59M · min. income ≈ HK$27,726/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,793
−HK$865/mo
▼ 0.25% · 3.875%
HK$14,222
−HK$436/mo
Today · 4.125%
HK$14,658
baseline
▲ 0.50% · 4.625%
HK$15,550
+HK$892/mo
Deposit HK$1.30M · loan HK$3.02M · min. income ≈ HK$29,316/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,345
−HK$829/mo
▼ 0.25% · 3.875%
HK$15,756
−HK$418/mo
Today · 4.125%
HK$16,174
baseline
▲ 0.50% · 4.625%
HK$17,027
+HK$853/mo
Deposit HK$1.30M · loan HK$3.02M · min. income ≈ HK$32,348/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,734
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,286
−HK$560/mo
Today · 4.125%
HK$18,846
baseline
▲ 0.50% · 4.625%
HK$19,993
+HK$1,147/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$37,692/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,729
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$537/mo
Today · 4.125%
HK$20,795
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,096/mo
Deposit HK$432K · loan HK$3.89M · min. income ≈ HK$41,590/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$64,247 · Scale 2, in force from 26 Feb 2026)