LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,529
−HK$6,179/mo
▼ 0.25% · 3.875%
HK$101,594
−HK$3,114/mo
Today · 4.125%
HK$104,708
baseline
▲ 0.50% · 4.625%
HK$111,079
+HK$6,371/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$209,416/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,613
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$112,553
−HK$2,982/mo
Today · 4.125%
HK$115,535
baseline
▲ 0.50% · 4.625%
HK$121,625
+HK$6,090/mo
Deposit HK$21.60M · loan HK$21.60M · min. income ≈ HK$231,070/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,235
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,913
−HK$3,737/mo
Today · 4.125%
HK$125,650
baseline
▲ 0.50% · 4.625%
HK$133,295
+HK$7,645/mo
Deposit HK$17.28M · loan HK$25.93M · min. income ≈ HK$251,300/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,535
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,063
−HK$3,579/mo
Today · 4.125%
HK$138,642
baseline
▲ 0.50% · 4.625%
HK$145,950
+HK$7,308/mo
Deposit HK$17.28M · loan HK$25.93M · min. income ≈ HK$277,284/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,941
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$142,232
−HK$4,359/mo
Today · 4.125%
HK$146,591
baseline
▲ 0.50% · 4.625%
HK$155,511
+HK$8,920/mo
Deposit HK$12.96M · loan HK$30.25M · min. income ≈ HK$293,182/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,458
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$157,574
−HK$4,175/mo
Today · 4.125%
HK$161,749
baseline
▲ 0.50% · 4.625%
HK$170,275
+HK$8,526/mo
Deposit HK$12.96M · loan HK$30.25M · min. income ≈ HK$323,498/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,353
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$182,869
−HK$5,605/mo
Today · 4.125%
HK$188,474
baseline
▲ 0.50% · 4.625%
HK$199,943
+HK$11,469/mo
Deposit HK$4.32M · loan HK$38.89M · min. income ≈ HK$376,948/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,303
−HK$10,660/mo
▼ 0.25% · 3.875%
HK$202,595
−HK$5,368/mo
Today · 4.125%
HK$207,963
baseline
▲ 0.50% · 4.625%
HK$218,925
+HK$10,962/mo
Deposit HK$4.32M · loan HK$38.89M · min. income ≈ HK$415,926/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,415 · Scale 2, in force from 26 Feb 2026)