LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,541
−HK$6,179/mo
▼ 0.25% · 3.875%
HK$101,606
−HK$3,114/mo
Today · 4.125%
HK$104,720
baseline
▲ 0.50% · 4.625%
HK$111,092
+HK$6,372/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$209,440/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,626
−HK$5,922/mo
▼ 0.25% · 3.875%
HK$112,566
−HK$2,982/mo
Today · 4.125%
HK$115,548
baseline
▲ 0.50% · 4.625%
HK$121,639
+HK$6,091/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$231,096/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,249
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,927
−HK$3,737/mo
Today · 4.125%
HK$125,664
baseline
▲ 0.50% · 4.625%
HK$133,310
+HK$7,646/mo
Deposit HK$17.29M · loan HK$25.93M · min. income ≈ HK$251,328/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,551
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,079
−HK$3,579/mo
Today · 4.125%
HK$138,658
baseline
▲ 0.50% · 4.625%
HK$145,967
+HK$7,309/mo
Deposit HK$17.29M · loan HK$25.93M · min. income ≈ HK$277,316/mo (50% DSR)
Upfront cash ≈ HK$19.12M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,957
−HK$8,651/mo
▼ 0.25% · 3.875%
HK$142,248
−HK$4,360/mo
Today · 4.125%
HK$146,608
baseline
▲ 0.50% · 4.625%
HK$155,529
+HK$8,921/mo
Deposit HK$12.96M · loan HK$30.25M · min. income ≈ HK$293,216/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,476
−HK$8,292/mo
▼ 0.25% · 3.875%
HK$157,592
−HK$4,176/mo
Today · 4.125%
HK$161,768
baseline
▲ 0.50% · 4.625%
HK$170,295
+HK$8,527/mo
Deposit HK$12.96M · loan HK$30.25M · min. income ≈ HK$323,536/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,373
−HK$11,123/mo
▼ 0.25% · 3.875%
HK$182,891
−HK$5,605/mo
Today · 4.125%
HK$188,496
baseline
▲ 0.50% · 4.625%
HK$199,966
+HK$11,470/mo
Deposit HK$4.32M · loan HK$38.89M · min. income ≈ HK$376,992/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,326
−HK$10,661/mo
▼ 0.25% · 3.875%
HK$202,618
−HK$5,369/mo
Today · 4.125%
HK$207,987
baseline
▲ 0.50% · 4.625%
HK$218,950
+HK$10,963/mo
Deposit HK$4.32M · loan HK$38.89M · min. income ≈ HK$415,974/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,836,627 · Scale 2, in force from 26 Feb 2026)