LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,562
−HK$6,180/mo
▼ 0.25% · 3.875%
HK$101,627
−HK$3,115/mo
Today · 4.125%
HK$104,742
baseline
▲ 0.50% · 4.625%
HK$111,116
+HK$6,374/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$209,484/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,649
−HK$5,924/mo
▼ 0.25% · 3.875%
HK$112,590
−HK$2,983/mo
Today · 4.125%
HK$115,573
baseline
▲ 0.50% · 4.625%
HK$121,665
+HK$6,092/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$231,146/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,274
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,953
−HK$3,738/mo
Today · 4.125%
HK$125,691
baseline
▲ 0.50% · 4.625%
HK$133,339
+HK$7,648/mo
Deposit HK$17.29M · loan HK$25.93M · min. income ≈ HK$251,382/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,579
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,107
−HK$3,580/mo
Today · 4.125%
HK$138,687
baseline
▲ 0.50% · 4.625%
HK$145,998
+HK$7,311/mo
Deposit HK$17.29M · loan HK$25.93M · min. income ≈ HK$277,374/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,986
−HK$8,653/mo
▼ 0.25% · 3.875%
HK$142,278
−HK$4,361/mo
Today · 4.125%
HK$146,639
baseline
▲ 0.50% · 4.625%
HK$155,562
+HK$8,923/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,278/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,508
−HK$8,294/mo
▼ 0.25% · 3.875%
HK$157,625
−HK$4,177/mo
Today · 4.125%
HK$161,802
baseline
▲ 0.50% · 4.625%
HK$170,331
+HK$8,529/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,604/mo (50% DSR)
Upfront cash ≈ HK$14.80M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,411
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$182,929
−HK$5,607/mo
Today · 4.125%
HK$188,536
baseline
▲ 0.50% · 4.625%
HK$200,008
+HK$11,472/mo
Deposit HK$4.32M · loan HK$38.90M · min. income ≈ HK$377,072/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,368
−HK$10,663/mo
▼ 0.25% · 3.875%
HK$202,661
−HK$5,370/mo
Today · 4.125%
HK$208,031
baseline
▲ 0.50% · 4.625%
HK$218,997
+HK$10,966/mo
Deposit HK$4.32M · loan HK$38.90M · min. income ≈ HK$416,062/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,017 · Scale 2, in force from 26 Feb 2026)