LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,574
−HK$6,181/mo
▼ 0.25% · 3.875%
HK$101,640
−HK$3,115/mo
Today · 4.125%
HK$104,755
baseline
▲ 0.50% · 4.625%
HK$111,129
+HK$6,374/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$209,510/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,662
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$112,603
−HK$2,984/mo
Today · 4.125%
HK$115,587
baseline
▲ 0.50% · 4.625%
HK$121,680
+HK$6,093/mo
Deposit HK$21.61M · loan HK$21.61M · min. income ≈ HK$231,174/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,288
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,968
−HK$3,738/mo
Today · 4.125%
HK$125,706
baseline
▲ 0.50% · 4.625%
HK$133,355
+HK$7,649/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,412/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,595
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,124
−HK$3,580/mo
Today · 4.125%
HK$138,704
baseline
▲ 0.50% · 4.625%
HK$146,016
+HK$7,312/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,408/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,003
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$142,296
−HK$4,361/mo
Today · 4.125%
HK$146,657
baseline
▲ 0.50% · 4.625%
HK$155,581
+HK$8,924/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,314/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,527
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$157,645
−HK$4,177/mo
Today · 4.125%
HK$161,822
baseline
▲ 0.50% · 4.625%
HK$170,352
+HK$8,530/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,644/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,433
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$182,952
−HK$5,607/mo
Today · 4.125%
HK$188,559
baseline
▲ 0.50% · 4.625%
HK$200,033
+HK$11,474/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,118/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,392
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$202,686
−HK$5,370/mo
Today · 4.125%
HK$208,056
baseline
▲ 0.50% · 4.625%
HK$219,023
+HK$10,967/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,112/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,242 · Scale 2, in force from 26 Feb 2026)