LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,580
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,646
−HK$3,116/mo
Today · 4.125%
HK$104,762
baseline
▲ 0.50% · 4.625%
HK$111,136
+HK$6,374/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,524/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,669
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$112,610
−HK$2,984/mo
Today · 4.125%
HK$115,594
baseline
▲ 0.50% · 4.625%
HK$121,687
+HK$6,093/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,188/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,296
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,975
−HK$3,739/mo
Today · 4.125%
HK$125,714
baseline
▲ 0.50% · 4.625%
HK$133,363
+HK$7,649/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,428/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,603
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,132
−HK$3,581/mo
Today · 4.125%
HK$138,713
baseline
▲ 0.50% · 4.625%
HK$146,025
+HK$7,312/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,426/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,012
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$142,305
−HK$4,361/mo
Today · 4.125%
HK$146,666
baseline
▲ 0.50% · 4.625%
HK$155,591
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,332/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,537
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$157,654
−HK$4,178/mo
Today · 4.125%
HK$161,832
baseline
▲ 0.50% · 4.625%
HK$170,362
+HK$8,530/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,664/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,444
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,963
−HK$5,608/mo
Today · 4.125%
HK$188,571
baseline
▲ 0.50% · 4.625%
HK$200,045
+HK$11,474/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,142/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,404
−HK$10,665/mo
▼ 0.25% · 3.875%
HK$202,698
−HK$5,371/mo
Today · 4.125%
HK$208,069
baseline
▲ 0.50% · 4.625%
HK$219,037
+HK$10,968/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,138/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,355 · Scale 2, in force from 26 Feb 2026)