LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,583
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,650
−HK$3,115/mo
Today · 4.125%
HK$104,765
baseline
▲ 0.50% · 4.625%
HK$111,140
+HK$6,375/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,530/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,673
−HK$5,925/mo
▼ 0.25% · 3.875%
HK$112,614
−HK$2,984/mo
Today · 4.125%
HK$115,598
baseline
▲ 0.50% · 4.625%
HK$121,691
+HK$6,093/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,196/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,300
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,979
−HK$3,739/mo
Today · 4.125%
HK$125,718
baseline
▲ 0.50% · 4.625%
HK$133,368
+HK$7,650/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,436/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,607
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,137
−HK$3,581/mo
Today · 4.125%
HK$138,718
baseline
▲ 0.50% · 4.625%
HK$146,030
+HK$7,312/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,436/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,016
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,309
−HK$4,362/mo
Today · 4.125%
HK$146,671
baseline
▲ 0.50% · 4.625%
HK$155,596
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,342/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,542
−HK$8,295/mo
▼ 0.25% · 3.875%
HK$157,660
−HK$4,177/mo
Today · 4.125%
HK$161,837
baseline
▲ 0.50% · 4.625%
HK$170,368
+HK$8,531/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,674/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,450
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,969
−HK$5,608/mo
Today · 4.125%
HK$188,577
baseline
▲ 0.50% · 4.625%
HK$200,052
+HK$11,475/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,154/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,411
−HK$10,665/mo
▼ 0.25% · 3.875%
HK$202,705
−HK$5,371/mo
Today · 4.125%
HK$208,076
baseline
▲ 0.50% · 4.625%
HK$219,044
+HK$10,968/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,152/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,417 · Scale 2, in force from 26 Feb 2026)