LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,585
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,651
−HK$3,116/mo
Today · 4.125%
HK$104,767
baseline
▲ 0.50% · 4.625%
HK$111,142
+HK$6,375/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,534/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,674
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,616
−HK$2,984/mo
Today · 4.125%
HK$115,600
baseline
▲ 0.50% · 4.625%
HK$121,693
+HK$6,093/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,200/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,302
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,981
−HK$3,739/mo
Today · 4.125%
HK$125,720
baseline
▲ 0.50% · 4.625%
HK$133,370
+HK$7,650/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,440/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,609
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,139
−HK$3,581/mo
Today · 4.125%
HK$138,720
baseline
▲ 0.50% · 4.625%
HK$146,032
+HK$7,312/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,440/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,019
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$142,312
−HK$4,361/mo
Today · 4.125%
HK$146,673
baseline
▲ 0.50% · 4.625%
HK$155,598
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,346/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,544
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,662
−HK$4,178/mo
Today · 4.125%
HK$161,840
baseline
▲ 0.50% · 4.625%
HK$170,371
+HK$8,531/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,680/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,452
−HK$11,128/mo
▼ 0.25% · 3.875%
HK$182,972
−HK$5,608/mo
Today · 4.125%
HK$188,580
baseline
▲ 0.50% · 4.625%
HK$200,055
+HK$11,475/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,160/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,414
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$202,709
−HK$5,371/mo
Today · 4.125%
HK$208,080
baseline
▲ 0.50% · 4.625%
HK$219,048
+HK$10,968/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,160/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,446 · Scale 2, in force from 26 Feb 2026)