LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,587
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$101,654
−HK$3,116/mo
Today · 4.125%
HK$104,770
baseline
▲ 0.50% · 4.625%
HK$111,145
+HK$6,375/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,540/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,677
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,619
−HK$2,984/mo
Today · 4.125%
HK$115,603
baseline
▲ 0.50% · 4.625%
HK$121,696
+HK$6,093/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,206/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,305
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,985
−HK$3,738/mo
Today · 4.125%
HK$125,723
baseline
▲ 0.50% · 4.625%
HK$133,373
+HK$7,650/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,446/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,613
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,143
−HK$3,580/mo
Today · 4.125%
HK$138,723
baseline
▲ 0.50% · 4.625%
HK$146,036
+HK$7,313/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,446/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,022
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$142,315
−HK$4,362/mo
Today · 4.125%
HK$146,677
baseline
▲ 0.50% · 4.625%
HK$155,602
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$293,354/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,548
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,666
−HK$4,178/mo
Today · 4.125%
HK$161,844
baseline
▲ 0.50% · 4.625%
HK$170,375
+HK$8,531/mo
Deposit HK$12.97M · loan HK$30.26M · min. income ≈ HK$323,688/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,457
−HK$11,128/mo
▼ 0.25% · 3.875%
HK$182,977
−HK$5,608/mo
Today · 4.125%
HK$188,585
baseline
▲ 0.50% · 4.625%
HK$200,060
+HK$11,475/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,170/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,419
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$202,714
−HK$5,371/mo
Today · 4.125%
HK$208,085
baseline
▲ 0.50% · 4.625%
HK$219,054
+HK$10,969/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,170/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,495 · Scale 2, in force from 26 Feb 2026)