LTV · monthly repayment
▼ 0.50% · 3.625%
HK$98,592
−HK$6,182/mo
▼ 0.25% · 3.875%
HK$101,658
−HK$3,116/mo
Today · 4.125%
HK$104,774
baseline
▲ 0.50% · 4.625%
HK$111,149
+HK$6,375/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$209,548/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,682
−HK$5,926/mo
▼ 0.25% · 3.875%
HK$112,624
−HK$2,984/mo
Today · 4.125%
HK$115,608
baseline
▲ 0.50% · 4.625%
HK$121,702
+HK$6,094/mo
Deposit HK$21.62M · loan HK$21.62M · min. income ≈ HK$231,216/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,310
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$121,990
−HK$3,739/mo
Today · 4.125%
HK$125,729
baseline
▲ 0.50% · 4.625%
HK$133,379
+HK$7,650/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$251,458/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,618
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,148
−HK$3,581/mo
Today · 4.125%
HK$138,729
baseline
▲ 0.50% · 4.625%
HK$146,042
+HK$7,313/mo
Deposit HK$17.29M · loan HK$25.94M · min. income ≈ HK$277,458/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,028
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$142,322
−HK$4,362/mo
Today · 4.125%
HK$146,684
baseline
▲ 0.50% · 4.625%
HK$155,609
+HK$8,925/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$293,368/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,555
−HK$8,296/mo
▼ 0.25% · 3.875%
HK$157,673
−HK$4,178/mo
Today · 4.125%
HK$161,851
baseline
▲ 0.50% · 4.625%
HK$170,382
+HK$8,531/mo
Deposit HK$12.97M · loan HK$30.27M · min. income ≈ HK$323,702/mo (50% DSR)
Upfront cash ≈ HK$14.81M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,465
−HK$11,128/mo
▼ 0.25% · 3.875%
HK$182,985
−HK$5,608/mo
Today · 4.125%
HK$188,593
baseline
▲ 0.50% · 4.625%
HK$200,069
+HK$11,476/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$377,186/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,428
−HK$10,666/mo
▼ 0.25% · 3.875%
HK$202,723
−HK$5,371/mo
Today · 4.125%
HK$208,094
baseline
▲ 0.50% · 4.625%
HK$219,063
+HK$10,969/mo
Deposit HK$4.32M · loan HK$38.91M · min. income ≈ HK$416,188/mo (50% DSR)
Upfront cash ≈ HK$6.16M (deposit + AVD stamp duty HK$1,837,574 · Scale 2, in force from 26 Feb 2026)